Current Rates


Rates effective as of February 22, 2010.
Rates are subject to change. Please check with your local service center.

Share/Savings
Account Annual Percentage Yield
Basic Shares 0.100%
IRA Accumulation 0.850%
Classic Oak - Less Than $25,000 0.650%
Classic Oak - $25,000 - $49,999 0.850%
Classic Oak - $50,000 - $99,999 1.050%
Classic Oak - $100,000 + 1.250%

Checking Account
Account Annual Percentage Yield
Members Choice 0.500%

Share Certificates
TermRegular Annual Percentage Yield*
3 months 0.500%
6 months 0.750%
7-11 months 0.750%
12-17 months 1.000%
18-23 months 1.500%
24-29 months 1.750%
30 months 2.000%
31-36 months 2.250%
37-48 months 2.500%
49-59 months 2.500%
60 months 2.650%
72 months 2.650%

*Regular Certificate APY reflects $500 minimum deposit

Loans
TypeAnnual Percentage Rate as low as:**
New Cars & Trucks 3.99%
Used Cars & Trucks 3.99%
Home Equity Line of Credit (variable) 4.00%
Fixed Rate Home Equity 4.99%
Signature 9.74%

**The rate you pay will be based on your credit history, account relationships and term of the loan.

**Stated vehicle rates and fixed rate home equity loans include a .25% rate discount for payroll deduction and checking account relationships.

Credit Cards
TypeAnnual Percentage Rate
Visa Classicas low as 12.50%
Visa Gold (variable APR) Prime Rate + 3%
Visa Platinum (variable APR) Prime Rate + 2%